Protecting Community Associations in Legal Claims and Insurance Defense Lawsuits
Condominium, homeowner (HOA), and townhome community associations are often faced with legal claims that fall under the coverage of their insurance policies. Whether it's a personal injury lawsuit, property damage claim, or dispute with a contractor - it's critical to have experienced legal representation familiar with the unique structure and operations of community associations.
KSN provides dedicated insurance defense services tailored specifically for community associations. Our attorneys have decades of experience representing associations in coordination with their insurance carriers, ensuring that claims are handled efficiently, professionally, and with the association’s best interests in mind.
We provide an aggressive, resolution-focused approach to the defense of personal injury lawsuits, breach of fiduciary duty claims, construction defect allegations, and other matters giving rise to insurance coverage for community associations.
KSN's Insurance Defense Legal Services for Community Associations
- Slip and Falls – Defending community associations against personal injury claims resulting from alleged accidents on common areas such as sidewalks, hallways, parking lots, or stairwells.
- Premises Liability – Representation in lawsuits involving injuries or damages that occur on association-maintained property, often due to alleged negligence in maintenance or repairs.
- Breach of Contract – Defending associations against claims by vendors, contractors, or service providers alleging the association failed to meet contract terms.
- Construction Defect Claims – Legal defense for associations accused of faulty construction or repairs in common elements, often involving general contractors or developers.
- Discrimination and Fair Housing Claims – Representation in administrative and civil actions involving allegations of discrimination or violations of fair housing laws by the association or its board.
- Wrongful Death or Serious Injury – Defense in high-stakes litigation where the association is named in claims involving serious injury or death occurring on association property.
- Nuisance or Noise Complaints – Handling lawsuits or claims alleging the association failed to address noise issues, odors, or other nuisances affecting resident quality of life.
- Property Damage Claims – Defending associations in cases involving damage to units, vehicles, or personal property allegedly caused by association-controlled systems or infrastructure (e.g., roof leaks, plumbing failures).
- Dog Bites and Animal Incidents – Legal defense for associations named in lawsuits involving animal-related injuries or safety concerns occurring on common property.
- Security and Safety Claims – Representing associations in claims alleging inadequate lighting, security systems, or failure to prevent criminal acts on common premises.
Why Choose KSN for Your Community Association's Insurance Defense?
- Extensive experience representing associations in claims involving common areas and shared responsibilities
- Understanding of governing documents and how association bylaws, declarations, and rules intersect with legal liability
- Efficient coordination with insurance carriers, property managers, and association boards
- Skilled litigation team familiar with defending complex, high-exposure cases specific to community associations
Legal Defense Built Around Your Community
Insurance claims can create confusion, conflict, and liability for community associations. Let KSN's experienced team protect your association and guide you through the defense process. Contact us today to learn how we can support your community in insurance defense matters.
Questions about our community association insurance defense services? Contact us by sending us a message or calling us at 1-855-537-0500.