The Fair Debt Collection Practices Act (FDCPA) is a federal law enacted in 1977 to protect consumers from abusive, deceptive, or unfair debt collection practices. Enforced by the Consumer Financial Protection Bureau (CFPB), the FDCPA outlines strict rules for how third-party debt collectors must operate when attempting to collect debts from individuals, including homeowners in … Read More ›

In a recent decision, Sandoval v. Willow Lake Estates Home Owners Association, Inc., the Indiana Court of Appeals has reaffirmed and expanded its stance on the authority of a homeowner’s association to collect assessments.

Building upon its earlier ruling in Feather Trace Homeowners Ass’n, Inc. v. Luster, the Court in Sandoval has confirmed that a homeowner … Read More ›