The Fair Debt Collection Practices Act (FDCPA) is a federal law enacted in 1977 to protect consumers from abusive, deceptive, or unfair debt collection practices. Enforced by the Consumer Financial Protection Bureau (CFPB), the FDCPA outlines strict rules for how third-party debt collectors must operate when attempting to collect debts from individuals, including homeowners in … Read More ›

New Brainy Board Video!

In this short video KSN attorney Omar Malik discusses cooperatives including shareholder responsibilities, community rules, best practices, and more.

Click here to watch this video – Association ABC: Cooperatives: https://brainyboard.com/programs/brainyboardabccoops4k-b6b47b

This video is available exclusively on BrainyBoard.com. To create your free Brainy Board account today and start watching our library of … Read More ›

New Brainy Board Video!

From garden gnomes to no-paws policies, here are four community association rules that blur the line between helpful and head-scratching.

Click here to watch this video – Rules Rundown: Right or Ridiculous?: https://brainyboard.com/programs/brainyboardrulesrundown

This video is available exclusively on BrainyBoard.com. To create your free Brainy Board account today and start watching our … Read More ›

Condominium, homeowner (HOA) and townhome community associations typically operate on an annual budget that covers day-to-day operations and planned maintenance. This budget accounts for regular expenses, including:

Common area upkeep (ex. landscaping, parking lot, lighting)
Utilities (ex. water, electricity, waste disposal, recycling)
Association amenities (ex. swimming pool, fitness center)
Insurance (ex. property, liability, workers compensation, directors and officers)
Professional services … Read More ›