In an effort to further strengthen hurricane resilience in multifamily communities, Florida lawmakers have passed HB 393, updating the My Safe Florida Condominium Pilot Program. The bill, which passed unanimously in both chambers, expands and refines the program to offer more accessible grant funding for qualifying condominium buildings.

Here’s what Florida community associations need to know about the newly revised program.

Program Scope and Eligibility Changes

HB 393 clarifies the types of properties eligible for participation in the My Safe Florida Condominium Pilot Program:

  • Detached Units Excluded: Standalone units located on individual parcels of land are no longer considered “condominiums” for purposes of the program.

  • Three Stories or More: Only structures that are three or more stories high and contain at least two single-family dwellings on condominium property are eligible.

 

Inspection and Declaration Requirements

Associations must meet specific conditions before applying for inspection or mitigation grants:

  • Common Elements: Windows must be designated as common elements in the association’s governing documents.

  • Inspection Compliance: Associations must comply with inspection requirements found in Sections 553.899 and 718.112(2)(g) and (h), Florida Statutes.

 

Unit Owner Approval Threshold Lowered

Previously, participation in the mitigation grant portion of the program required a unanimous vote from all unit owners in the building. HB 393 now lowers the threshold to 75% approval from residents of the structure seeking grant funding—making participation significantly more achievable for many associations.

Expanded Funding and Eligible Improvements

HB 393 removes several restrictive cost caps on grant awards:

  • Previous Caps Removed: Gone are the $1,000 per unit roof project limit and the $1,500 per unit cap for window and door projects.

  • Mitigation Techniques Specified: The bill details eligible roof mitigation techniques and requires that improvements be verified through a final hurricane mitigation inspection in order to qualify.

Grant funds must be used for:

  • Water intrusion mitigation devices, or

  • Improvements that result in insurance premium credits, discounts, or rate reductions for the building.

Importantly, the bill also requires that all applicable openings must be improved if necessary to qualify for the insurance credit or discount.

Legal Resource

These changes aim to make the program more flexible and beneficial for Florida condominium associations, especially those in mid- and high-rise buildings seeking hurricane risk mitigation and insurance savings. With lowered participation barriers and broader grant support, now is the time for eligible association board members, property managers, and community leaders to reassess whether they can take advantage of the My Safe Florida Condominium Pilot Program. Associations should ensure their governing documents and inspection records meet the new requirements and begin discussions with residents about potential upgrades.

Questions about these recent legislative updates? Do not hesitate to contact our law firm.

Please call 855-537-0500 or visit www.ksnlaw.com.

Since 1983, KSN has been a legal resource for condominium, homeowner, and townhome associations. Additionally, we represent clients in real estate transactions, collections, landlord/tenant issues, and property tax appeals. We represent thousands of clients and community associations throughout the US with offices in several states including Florida, Illinois, Indiana, and Wisconsin.

 

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